August 1, 2019

Why your Loan Officer matters

WalletHub™ ranked Tampa, Florida as the nation’s number one market for first-time homebuyers, and Grand Rapids, Michigan came in at number four.*** While we can’t take all of the credit, our friendly experts helped 725 first-time homebuyers in May and June alone—32% of our total loans closed. If you’re thinking about buying your first-home, here are five ways our Loan Officers can help:

  1. Get pre-qualified before shopping. Homeownership is a big investment and there’s a lot to know. Before you head out to open houses, it’s a good idea to know how much home you can actually afford.
  2. Homebuying is not one-size fits all. It’s important that your Loan Officer finds the financing option that meets your specific needs. LMCU offers an array of mortgage products. We’re sure we’ll find something that’s right for you.
  3. The mortgage industry is full of jargon. Don’t let unfamiliar terms like disclosures, principal, and underwriting discourage you from starting your homeownership journey. We’re here to simplify your options, and give you the confidence to make the right decision for you and your future.
  4. Not all lenders are created equal. We know every financial institution offers different products, and you have choices. We’re a local lender, so local decision makers offer “make sense” solutions for our members. We’re a leader in home financing for a reason.
  5. Expertise in specialty loans. LMCU’s Loan Officers have an average of 17-plus years of industry experience, and they’ve seen just about every scenario. Our Loan Officers specialize in everything from low down payment options and down payment assistance to jumbo, construction, and doctor loans. Even if all you need is a conventional home loan, every situation is different, and we’ll put our expertise to work for you, every step of the way.

LMCU is the number one mortgage purchase lender in Michigan.† In fact, we’re third among all credit unions nationwide.†† We have low rates, an array of mortgage products that many lenders can’t match, and quality service from local decision makers who will make the home financing process as simple and seamless as possible. Find a Loan Officer today at LMCU.org/Mortgage or call (844) 754-6280 to get started.


***WalletHub.com, July. 2019 †MarketTrac, Feb. 2019.
††Acuma, September 2018