July 26, 2017

Commercial Business Spotlight – Cruise Naples

As fifth generation mariners, father and son team Lance and Harry Julian know the pleasures and perils of an ocean-going existence. As owners of Cruise Naples and Marine Team in Naples, Florida, they also know that business banking isn’t always the smooth sailing experience it should be.

The Julians are originally from New Zealand. They established Cruise Naples in 2009, serving the tourism industry with fishing charters, cruises, watercraft rentals and adventure trips. Marine Team facilitates commercial maritime projects and marine components for the film industry.

Harry Julian has known LMCU of Florida Commercial Lender, Lori Ann Teague, for the better part of six years. When Teague joined LMCU, she contacted Julian with a business opportunity. With two outstanding Small Business Administration loans, the Julians needed a way to attractively refinance their debt.

Julian said, “SBA loans are a good way to finance a new business, but they often
require personal assets as collateral. I didn’t like the idea of having a lien on the home I live in. I was looking to refinance these loans into traditional business financing, but my previous bank wouldn’t approve it. Lori introduced me to LMCU’s Senior VP of Commercial Lending, Jim Maskell, and we quickly came to agreement on a new refinancing package. They got it done.”

“LMCU isn’t a traditional bank. It’s a completely different environment. I loved being treated as a person, not just an account number. They redefine the very concept of relationship banking. From the professionalism and flexibility of their lending team, to the friendliness of the entire staff, they made our refinancing as easy and enjoyable as it gets. They are so happy and eager to help. Even my young kids now have LMCU savings accounts.”

To discover how your business can benefit from a relationship with LMCU contact Jim Maskell at (616) 234-6452.