Get our lowest rate ever!
- Borrow up to 80% of your outstanding equity (Loan To Value-LTV)
- No fee to convert to a fixed rate loan
- Interest may be tax deductible
- No out-of-pocket costs or appraisals
required in most cases**
*Promotional rate available for well-qualified borrowers with new HELOCs opened 5/1/17 to 7/31/17. APR= Annual Percentage Rate. Rate assumes auto-pay from LMCU checking account. Your rates may vary depending on your specific credit profile. HELOC rates are variable and will not exceed 12%. Home Equity lines of credit require a minimum credit score of 720 to qualify for the 2.49/3.99% APR with 80% LTV. Home equity lines of credit are available for homes located in Michigan and limited counties in Florida **Applies only in Michigan. See branch for details.