Summer’s here and the time is right for home improvements!

LMCU’s MaxEquity is the perfect way to affordably finance home improvements or refinance high-interest debt. Choose from two flexible loan programs – a fixed rate option for a specific project, or a variable rate line of credit to provide funds whenever you need it. Both options allow you to pay off the balance on your own terms, and interest payments are usually tax deductible.†

MaxEquity Line of Credit

• Works like a credit card.
• Variable rates as low as 3.75% APR*, tied to Prime.
• No application fee.
• No pre-payment penalty.
• No additional underwriting or out-of-pocket costs.

MaxEquity Fixed Rate Loan

• Consistent monthly payment.
• Rates as low as 2.99% APR.**
• Terms from 5 to 15 years.
• No application fee.
• No pre-payment penalty.

Visit any LMCU branch or call (800) 242-9790 to learn more. Annual Percentage Rate (APR) as of July 14, 2014. Rate assumes auto-pay from LMCU checking account. Your rate may vary depending on your specific credit terms. †Consult your tax advisor about the tax deductibility of interest. *Rate  based on Prime. APR will not exceed 12%. **Fixed rate loan. For example, on a $20,000 loan at 2.99%, you would make 60 payments of $359.28.