June 25, 2014

Got big home improvement dreams?

Fix ‘em, with Max Equity!

Max Equity is the perfect way to affordably finance home improvements or consolidate your high-interest debt. The Max Equity program offers two flexible loan options-- a revolving line of credit, and a fixed loan. Both options allow you to pay off the balance on your own terms, and interest payments are usually tax deductible.† Read on to learn which option may be best for you, or visit any LMCU branch or call (800) 242-9790 to learn more.

Need funds now and in the future?
A Max Equity Line of Credit provides you ongoing access to funds once you are approved. Max Equity line of credit features:

• No annual fee and no pre-payment penalty!
• Variable rates as low as 3.75% APR, tied to Prime.
• No additional underwriting or out-of-pocket costs.

Need to borrow a specific amount for an immediate need?
A Max Equity Fixed Loan lets you borrow a lump sum of money for a set purpose with flexible terms to fit your needs. Max Equity Fixed Loan features:

• A consistent monthly payment.
• Rates as low as 2.99% APR.
• Terms from 5 to 15 years.
• No application fee or pre-payment penalty.
Annual Percentage Rate (APR) as of June 9, 2014. Rate assumes auto-pay from LMCU checking account. Your rate may vary depending on your specific credit terms. † Consult your tax advisor about the tax deductibility of interest. *= Variable interest rate based on Prime. APR will not exceed 12%. **Fixed rate loan. For example, on a $20,000 loan at 2.99%, you would make 60 payments of $359.28.

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