September 25, 2013

Dialing up your smartphone’s security

We hope that you’re enjoying the ease and convenience of mobile banking using the LMCU smartphone app. You’ve likely discovered your smartphone is really just a very small, powerful computer that stores account numbers and passwords when you shop or bank online. Such data is a goldmine to identity thieves. Here are some easy tips to help safeguard your smartphone’s vital data:

Use your phone's password lock feature. You’ll want to make sure that this feature is active. If your smartphone is ever lost or stolen, this is your first line of defense.

Avoid storing passwords for online accounts. “Auto-fill” is very convenient, but turn it off. If your phone is stolen, thieves will have easy access to your sensitive data.

Scrutinize your wi-fi connections. Using unfamiliar wi-fi networks can leave you vulnerable. Disconnect from wi-fi when you’re not using it.

Update your software. Make sure you’re using the latest versions. Updates include security fixes and patches to address known vulnerabilities.

Use care in downloading new apps. Many free apps often contain hidden malware, spyware or other unscrupulous programs. Research new apps by checking consumer reviews.

Take advantage of mobile security apps. Many apps are available to fight spam, malware, spyware, viruses, worms and data theft. Check with your mobile phone provider for more information.

Backup your data. This simple measure allows you to retrieve data should your phone ever become lost, stolen or damaged.

Disposal of your mobile phone. When it’s time to retire your current phone, permanently  erase all data and remove the SIM card.