*APR=Annual Percentage Rate. Base rates are quoted, rates as of 9/02/2011. The monthly payment for a 30-year schedule would be $737.91 at an interest rate of 4.25%. This payment schedule is based on a $150,000 loan on a $200,000 property value. If an escrow account is required or requested, the actual monthly payment will also include amounts for real estate taxes and homeowner's insurance premiums. Your rate may vary depending on your specific credit terms and property analysis. Max Mortgage program. Rates subject to change.