*Source: Sample lender survey collected from Bankrate.com and lender websites as of April 20, 2011, home purchase based on $200,000 loan amount with 20% down payment. Annual Percentage Rates (APRs) include all prepaid finance charges that can be amortized over the life of the loan under the Truth-in-Lending Act. **Max Mortgage Purchase Special program. Base APRs are quoted, your rate may vary depending on your specific credit terms and property analysis. Rates subject to change.