October 27, 2014

Looking Out For You!

If Lake Michigan Insurance Agency spots a lower price for your insurance coverage, we’ll tell you. 
No need to constantly scour current rates for the best price. Because we’re an independent agency, anytime your rate is set to rise,* we’ll check around to make sure you always get the best price possible. That’s the value of Lake Michigan Insurance Agency! Call (616) 643-0623 or LMCU.org/ Insurance to get started today.

*Applies to existing LMIA-issued policies that are due to increase 15% or more. 

Skip-A-Pay eases up holiday cash flow

It’s nice to know you can put a loan on hold for the holidays with our Skip-A-Pay program. Skip-A-Pay allows you to skip up to two, non-consecutive monthly loan payments each year for just a $25 fee.
And it’s never been easier using Online Banking:

  1. Log on to Online banking.
  2. Click on the “Other Services” tab.
  3. Click the “Skip your loan payment” option.
  4. Select the loans that are eligible and that you would like to skip.

You can also print out a form using a link on our home page, or visit any branch for assistance.

*Requirements/Deadlines: Mortgages, Home Equity Loans, Credit Cards, Lines of Credit and Auto Leases cannot be skipped. All loans must be current to qualify (November 2014 payment made). Lake Michigan Credit Union reserves the right to determine your eligibility for this promotion.

Free Checking is just the start at LMCU

A lot of banks would have you think that offering “free” checking is some great favor. Plus, most still charge monthly fees if you don’t maintain a minimum balance.

At LMCU, free checking is our starting point. And if you’re willing to handle just a few easy activity requirements, our Max Checking account will pay you a full 3% APY* on balances up to $15,000.
Free Checking and 3% Max Checking: No fees. No minimum balance. It’s a no-brainer.

*APY = Annual Percentage Yield. Interest not paid on balances over $15,000. Refunds up to $15 per month in ATM withdrawal fees at non-LMCU ATMs when you withdraw from your Max Checking account. Rate subject to change. To earn 3% APY, simply meet the following monthly requirements: 1. Direct deposit into your Max Checking account. 2. Minimum of 10 debit card purchases. 3. Minimum of 4 logins to home banking. 4. Sign up to receive eStatements/eNotices.