March 28, 2019

LMCU’s Ann Arbor branch is now open!

As of April 1, our Ann Arbor branch is ready for business. Stop in and say hello!
3201 S. State St. Ann Arbor, MI 48108

Your home’s post-winter checklist.

The sun is shining. The birds are singing. And winter is long gone…sort of. Winter weather can cause significant damage to your home that lingers long after the snow has melted. Here’s a helpful list of where to look and what to check for from the Department of Housing and Urban Development.

Interior

  • Check your basement and any crawlspaces for standing water, dripping, or signs of water damage.
  • Clean the exhaust hose and vent of your dryer. Built-up lint is a common cause of house fires.
  • Vacuum your refrigerator and freezer coils to keep things running smoothly.
  • Clean your exhaust fan outlets and screens for greater efficiency.
  • Check all of your air filters and replace them if necessary.

Exterior

  • Check for any damage to your roof. If there’s visible moisture or discoloration in your attic, your roof might be leaking. When in doubt, have a professional come out for an inspection.
  • If the paint on your siding or trim is peeling, you might need a fresh coat or two of weather-protectant paint.
  • Check for drafts around your windows and doors. The tighter the seal, the lower your energy bill (especially come next winter, and yes, there will be a next winter).

Yard

  • Check for signs of rodents and other pests. Such as ants or termites. Contact a professional if you see anything suspicious.
  • Clean debris from gutters and downspouts. Make sure rain water drains away from your home.
  • Trim any overhanging tree branches and shrubs that could fall and crash into your home.

A little TLC now could save you from a money pit later.

The spring real estate market is heating up!

What are your plans?

April is historically a big month for the real estate market. As the weather warms and everything greens up, more homeowners put their homes up for sale in April than any other single month. That means a flush of new opportunities for buyers looking to do the same. If this is your year for making a change, do yourself a big favor and get pre-qualified with LMCU. It shows sellers you’re ready to take action when the right home presents itself.

But what if you can’t find what you want out there? In a word–build. And build confidently with a LMCU single-close new construction loan. Construction loans are typically a two-step affair–one interest-only loan to get construction rolling, and a second permanent loan to finance your new home into the future. Many banks make you pay two sets of closing costs, driving up your expenses. Not LMCU. It’s one-and done with us. Builders and contractors love working with LMCU because our simple and efficient draw system gets them paid fast.

Whether you’re planning to buy or build, contact a LMCU mortgage professional today and take advantage of our unsurpassed selection of loan products. No matter what your need, LMCU has the right mortgage for you!

To get started call (844) 754-6280 or visit LMCU.org/Mortgage.

Spring cleaning is nice, but Spring renovating is “Niiiiiiice!”

You’ve had plenty of time to sit and stare at the interior of your house over the past few months. But you haven’t let the lack of sunshine stop you from daydreaming about a new backsplash, wood floor, or a bathroom vanity. And now that you’re done hibernating, LMCU’s MaxEquitySM can help turn your winter cave into your spring castle.

Our MaxEquity Line of Credit empowers you to make purchases as you go. You’ll start with a credit limit and payoff the balance on your schedule just like a credit card.

LMCU’s MaxEquity Fixed Rate Loan lets you borrow a lump sum of money, and pay it back over a set period of time. You choose the term length that fits your budget.

Whether you are looking to do a small project or if you’ve got something ambitious in mind, like a whole new kitchen, home theater, or built-in pool (it’s like an ice-skating rink but melted), LMCU’s MaxEquity is the simple fast, and affordable way to finance your home improvement project.

For more information call (616) 301-8899 or visit LMCU.org/MaxEquity.

Thinking about joining the LMCU team? We’re hiring!



Our commitment to your empowerment to achieve your career goals is just one of the many reasons you’ll love working here. At LMCU, we invest in our employees through ongoing training, support, and comprehensive benefits, as well as tuition reimbursement and exclusive employee tuition discounts at multiple accredited universities.

Join the team today! Learn more about our career opportunities and apply at LMCU.org/Careers.