August 2, 2016

One Pencil Project ramps up to help students

As summer winds down and thoughts turn toward the upcoming school year, we’re ready to launch another One Pencil Project to help schools better serve our kids. Drop off any new, unused school supply listed below to any branch and we’ll deliver them to area classrooms in need. Or, let us do the shopping for you by making a cash donation!

Teachers can request supplies at LMCU.org/onepencil

Needed:
• Lined paper
• Crayons
• Color marker pens
• Dry-rease markers
• Hi-lighters
• Glue sticks and glue bottles
• Packaged notebook paper
• Packaged construction paper
• Packaged pens
• Packaged pencils
• Kleenex boxes
• Hand sanitizer
• Cash donations

Together we make a difference, one pencil at a time.

Seven Steps to Financial Wellness -- Lake Michigan Investment Services

Over the past decade, psychologists coined the term Money Anxiety Disorder (MAD) to describe a condition of constant worry and unease about money. The emotions that arise from worrying about money can lead to health issues that affect job performance, relationships, and feelings about work-life security.

De-stressing about money
Financial experts often suggest taking a direct approach to analyzing your relationship with money so that you can manage financial stress. Some recommend taking one or more of the following steps that can help lead to financial wellness.

1. Understand the role of good health in your life. Money is never a substitute.
2. Prioritize your savings and control your spending. Warren Buffett said it best: “Do not save what is left after spending, but spend what is left after saving.”
3. Budget. You cannot manage your finances without a plan.
4. Plan for life events. Experts suggest setting aside specific “buckets” for near-term emergencies, education and long-term retirement.
5. Locate a trusted source for advice. This could be a colleague at work, an investment professional or a close relative who is sensible about money.
6. Participate. Get the most out of the benefit programs you’re offered at work.
7. Choose carefully. Select “sleep well” investments that don’t cause anxiety.

Sometimes all it takes to get comfortable is some unbiased guidance. Call Lake Michigan Investment Services at (616) 234-6301 for a free, no-obligation appraisal of your finances.


Sign up for LMCU eStatements for a shot at a free Apple iPad Air 2!

Are you still doing paper account statements? Really? Save some trees and go digital with LMCU’s account eStatements for your chance to win a free Apple iPad Air 2!

Why eStatements?
• Greener – no more paper waste
• Organized – easy to file and find
• Space saving – store them online, or on your computer
• Convenient – delivered right to your email inbox

How to enter:
All current LMCU members who have signed up for eStatements are automatically registered to win. If you still get traditional paper statements for your LMCU banking and mortgage accounts, you can make the switch to eStatements by logging into online banking, clicking on the Other Services tab and clicking on eStatements/eNotices sign up link, or by visiting any branch location. Entry deadline is September 15, 2016. Sign up today!

*For more information and complete contest rules, please visit lmcu.org/estatements or visit any branch.