February 25, 2019

Shred Your Stuff Day

Time to grab that stack of old tax returns, bills, and other sensitive documents and dispose of them safely at LMCU’s Shred Your Stuff Day. Bring up to six boxes of paper and we’ll make sure they’re disposed of properly.

Saturday, April 20
8 a.m. to 11 a.m.
LMCU’s Corporate Office
5540 Glenwood Hills Parkway Grand Rapids, Michigan
(computer hard drives accepted at this location only)

Saturday, April 27
9 a.m. to 11 a.m.
LMCU’s Portage Branch
4084 West Centre Avenue Portage, Michigan

Saturday, April 27
1 p.m. to 3 p.m.
LMCU’s Holland Branch
3493 W Shore Drive Holland, Michigan

Saturday, May 4
9 a.m. to 11 a.m.
LMCU’s Farmington Hills Branch
34391 W 12 Mile Road Farmington Hills, Michigan

Collier branch - dates will be announced soon!

Annual Meeting

The Annual Meeting for members of Lake Michigan Credit Union will be held on Monday, April 22 at 5:30 p.m. The meeting will be at LMCU’s Corporate Office located at 5540 Glenwood Hills Parkway SE, Grand Rapids, MI in the 1st floor training room. In accordance with the Credit Union’s bylaws, the Secretary hereby submits the following election notice: Four Board of Director’s terms of office will expire at this meeting. The four incumbent Directors have decided to serve another three-year term. They are Gretchen Tellman, David Bardolph, Tom Theoret, and Bob White. No nominations will be taken from the floor.

March Member Perks

monster jam
Member discount for the Monster Jam Triple Threat Series
The Monster Jam Triple Threat Series is rolling into town this March 22-24 at Van Andel Arena in Grand Rapids, Michigan. As an LMCU member, you can get an exclusive discount when you buy tickets online at vanandelarena.com/groupsales and enter code MEMBER. Available for select show times and seats only.

Tuition Discount
As an LMCU member, you are eligible for tuition discounts, including:

  • 20% off tuition at Davenport University (online and on campus)
  • 5% off tuition at Point Park University (online only)

Enter for a chance to win a trip to see the Detroit Red Wings® in Las Vegas!

  • Three-night stay
  • Round-trip airfare for two
  • Two tickets to Detroit Red Wings® vs. Vegas Golden Knights™

Member Travel Club
Cruises, tours, hotels, car rentals—LMCU’s Member Travel Club is the gateway to your getaway. Save yourself from hours of researching online, and work with professional travel planners to get the best deals. Plus, get access to loads of great vacation packages and suggestions you’ve probably never even considered.

Visit LMCU.org/MemberPerks for more information.

The Perfect Recipe for Your Kitchen Renovation

Tis’ the season for home shows featuring the latest in design trends for your home throughout Michigan and Florida. Couple that with the average homeowner seeing an increase of $12,400*** in 2018 in their home’s value, and it makes for a perfect recipe to get that dream kitchen you’ve been waiting for.

Whether through refinancing or taking out a home equity loan, you too can put that equity to work for you.

Thanks to a recent Houzz report, the table is set for a truly trendy kitchen renovation in 2019. Feast your eyes on a few trends that have homeowners dreaming.

Technology improvements - Wireless controls and home assistants for major appliances continue to rise to make homes smarter and more efficient down to the faucets1.

Farmhouse chic inspired cabinets – You will see a new trend featuring lines of gray cabinets1 paired with the iconic farmhouse style sinks.

Engineered countertops – Light engineered quartz featuring white and gray will continue to surpass all other stone materials combined.

Ready to get started on your renovation? Whether it is your home or the fixer upper in your dream location we have the financing options to meet your needs.

Contact us today at (844) 754-6280, stop by your local branch, or visit LMCU.org.

***CoreLogic® Home Equity Report Decemeber 2018. Source: 1 Houzz Research (2019, January 16). 2019 U.S. Houzz Kitchen Trends Study. Retrieved from Houzz.com.

Consolidate Debt or Renovate Your Home

Which option is right for you—Line of Credit or Fixed Loan?

Home Equity Line of Credit (HELOC)
Just like a credit card, you can buy the things you need now and pay off your balance over time— borrowing against the value of your home. As you repay your balance, the funds become available again.

  • Borrow up to 80% Combined-Loan-To-Value (CLTV*)
  • Rates as low as 5.24% APR**
  • No fee to convert to a fixed rate
  • No fees or out-of-pocket costs in most cases

Home Equity Fixed Loan
A fixed loan lets you borrow a lump sum of money for a set purpose. Take advantage of a low fixed rate with regular monthly payments and terms to fit your needs.

  • Borrow up to 90% CLTV
  • Rates as low as 4.74% APR**
  • Consistent monthly payments, and terms from 5 to 15 years
  • No fees or out-of-pocket costs in most cases

Get started today. Call (616) 301-8899, visit LMCU.org/MaxEquity or stop by your local LMCU branch.

*CLTV=Combined Loan To Value-CLTV. **Annual Percentage Rate (APR). Best rate offered, your rate may vary depending on your specific term and credit profile. Rate subject to change. Rates as of 2/19/19. Rate assumes auto-pay from LMCU checking account. Subject to credit approval.